Life insurance

A Life insurance policy has always been the best way to protect your family and loved ones, as it provides them with considerable capital in the event of an unforeseen occurence.

Term Life Insurance

A basic life insurance plan, which covers loss of life, should this occur within a predetermined time period and up to the age of 75.

Term Whole Life and Term Whole Life with redemption value

A basic life insurance plan with lifelong loss of life cover of the insured party. It is the most appropriate solution for those seeking a whole life Health insurance plan as well as protection of their assets by securing payment of inheritance tax. Also suitable as a basic plan to which Health insurance plans can be added.

Supplementary Term Life

A specific term life insurance plan, which is supplementary to savings plans. It provides supplementary coverage to basic insurance plans, such as unit linked, pension plans and whole life plans. It provides loss of life cover up to the age of 75.

Loan protection

An appropriate plan to secure loan obligations, covering the borrower against unexpected events (such as loss of life and incapacity for work, if the relevant cover is included in the policy). The plan has been designed so that the insured capital steadily decreases by the same amount each year, with a corresponding decrease in premium.

Death & Accident insurance

Covers loss of life as a result of an accident up to the age of 70. In such case, ÉÍÔERAMERICAN will pay the insured capital to the beneficiaries, where such death has been exclusively due to an accident.

Death & Continuous disability due to accident

Additional cover which insures you against the consequences of a possible accident. When the accident results in loss of life or permanent total or partial disability, ÉÍÔÅRAMERICAN will pay the insured capital you have selected, according to your policy.